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ZOPA means Zone Of Possible Agreement, a negotiating term identifying the bounds within which agreement can be reached between two parties.
Normal RoI varies between 3.2% ~ 4.9% but is subject to variations in the market.
Zopa hosts an annual party in Central London for its lenders so they can swap notes
In 2011 the Peer-to-Peer Finance Association was established, with Zopa as a founding member.
ZOPA was one of the first P2P lenders in the UK. Zopa was created in 2004 by Giles Andrews, James Alexander, Richard Duvall, David Nicholson, Tim Parlett