ZOPA means Zone Of Possible Agreement, a negotiating term identifying the bounds within which agreement can be reached between two parties.

Normal RoI varies between 3.2% ~ 4.9% but is subject to variations in the market.

Zopa hosts an annual party in Central London for its lenders so they can swap notes

In 2011 the Peer-to-Peer Finance Association was established, with Zopa as a founding member.

ZOPA was one of the first P2P lenders in the UK. Zopa was created in 2004 by Giles Andrews, James Alexander, Richard Duvall, David Nicholson, Tim Parlett