The UK is a brilliant place for small business to secure funding and investment capital because there are so many organisations that are able to to provide it quickly and with the minimum of fuss and paper-work.

• Funding Circle The typical Return on Investment is over 7.0% and the way they process defaults is a lot better than many banks. When a lender defaults, Funding Circle will reduce the payments allowing the company to recover. Often the business is able to return most of the capital. Funding Circle is brilliant for passive income and was the 1st website to allow peer-2-peer lending for businesses in the UK and now operates in the Netherlands, Germany, US & UK. Funding Circle has facilitated over £5 billion in loans to small businesses as at June 2018 and was founded in 2010 by James Meekings, Samir Desai and Andrew Mullinger.